2020 TJS to HNL Historical Review

YEARLY HIGH

2.6107 HNL

YEARLY LOW

2.1314 HNL

YEARLY AVERAGE

2.4047 HNL

2020 TJS to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TJS to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on January 14, valuing the pair at 2.6107. Conversely, the yearly low was recorded on December 27, dropping to 2.1314.

This high-to-low spread represents a total annual volatility of 0.4793 HNL. From a start-to-finish perspective, comparing the January average rate of 2.5570 to the December average rate of 2.1406, the exchange rate registered a net change of -16.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.6107 was down 1.86% compared to the 2019 peak of 2.6601, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 13,054 HNL

2019 Average 12,887 HNL

Yearly Trough Low 10,657 HNL

Transaction Impact: A difference of 2,396.44 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.6022

2.0986

JanuMarcMayJulySeptNove

TJS to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4904, compared to 2.3190 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1714 points.

H1 Avg (Jan–Jun) 2.4904

H2 Avg (Jul–Dec) 2.3190

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.2383 HNL (High: 2.3798 / Low: 2.1414). On the other end, December was the most stable month, with a tight range of 0.0150 HNL (High: 2.1464 / Low: 2.1314).

November Spread (Volatile) ±0.2383

December Spread (Stable) ±0.0150

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.1907 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.1907

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 2.5570) against the same month in 2019 (average: 2.5906), the exchange rate shifted by -0.0336 (-1.30%).

2020 Avg (January) 2.5570

2019 Avg (January) 2.5906

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.6107	2.5316	2.5570
February	2.5761	2.5400	2.5603
March	2.5761	2.4339	2.5322
April	2.4520	2.4236	2.4347
May	2.4495	2.4163	2.4361
June	2.4337	2.4081	2.4220
July	2.4198	2.4009	2.4141
August	2.4177	2.3811	2.3964
September	2.4044	2.3846	2.3939
October	2.3891	2.3712	2.3799
November	2.3798	2.1414	2.1892
December	2.1464	2.1314	2.1406