2020 TJS to NGN Historical Review

YEARLY HIGH

39.0457 NGN

YEARLY LOW

33.5090 NGN

YEARLY AVERAGE

36.9282 NGN

2020 TJS to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TJS to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 39.0457. Conversely, the yearly low was recorded on December 23, dropping to 33.5090.

This high-to-low spread represents a total annual volatility of 5.5367 NGN. From a start-to-finish perspective, comparing the January average rate of 37.3723 to the December average rate of 33.8936, the exchange rate registered a net change of -9.31% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 39.0457 was up 0.86% compared to the 2019 peak of 38.7122, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 195,229 NGN

2019 Average 189,006 NGN

Yearly Trough Low 167,545 NGN

Transaction Impact: A difference of 27,683.54 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

38.3711

33.4866

JanuMarcMayJulySeptNove

TJS to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 37.6446, compared to 36.2119 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.4327 points.

H1 Avg (Jan–Jun) 37.6446

H2 Avg (Jul–Dec) 36.2119

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 3.6383 NGN (High: 37.2048 / Low: 33.5665). On the other end, July was the most stable month, with a tight range of 0.2194 NGN (High: 37.7082 / Low: 37.4888).

November Spread (Volatile) ±3.6383

July Spread (Stable) ±0.2194

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 2.7303 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -2.7303

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 37.7273) against the same month in 2019 (average: 38.1792), the exchange rate shifted by -0.4519 (-1.18%).

2020 Avg (March) 37.7273

2019 Avg (March) 38.1792

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	37.5968	37.2754	37.3723
February	37.7890	37.3443	37.5525
March	39.0457	35.7350	37.7273
April	38.1317	35.8653	37.6172
May	38.1588	37.6552	37.9640
June	37.7844	37.4702	37.6340
July	37.7082	37.4888	37.6086
August	37.6155	36.6863	37.3367
September	37.5483	36.8511	37.1726
October	37.3607	36.7873	36.9950
November	37.2048	33.5665	34.2647
December	34.8487	33.5090	33.8936