2020 TJS to NPR Historical Review

YEARLY HIGH

12.5131 NPR

YEARLY LOW

10.3206 NPR

YEARLY AVERAGE

11.5132 NPR

2020 TJS to NPR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TJS to NPR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 12.5131. Conversely, the yearly low was recorded on December 31, dropping to 10.3206.

This high-to-low spread represents a total annual volatility of 2.1925 NPR. From a start-to-finish perspective, comparing the January average rate of 11.7576 to the December average rate of 10.4014, the exchange rate registered a net change of -11.53% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 12.5131 was up 2.93% compared to the 2019 peak of 12.1569, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 62,566 NPR

2019 Average 59,089 NPR

Yearly Trough Low 51,603 NPR

Transaction Impact: A difference of 10,962.52 NPR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

12.2729

10.2312

JanuMarcMayJulySeptNove

TJS to NPR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.8554, compared to 11.1711 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6843 points.

H1 Avg (Jan–Jun) 11.8554

H2 Avg (Jul–Dec) 11.1711

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 1.1237 NPR (High: 11.5528 / Low: 10.4291). On the other end, May was the most stable month, with a tight range of 0.1317 NPR (High: 11.8514 / Low: 11.7196).

November Spread (Volatile) ±1.1237

May Spread (Stable) ±0.1317

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.7370 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.7370

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 12.1027) against the same month in 2019 (average: 11.7866), the exchange rate shifted by +0.3161 (+2.68%).

2020 Avg (March) 12.1027

2019 Avg (March) 11.7866

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.8581	11.6642	11.7576
February	11.9377	11.7337	11.7946
March	12.5131	11.8014	12.1027
April	12.0044	11.8151	11.9058
May	11.8514	11.7196	11.8010
June	11.8345	11.7005	11.7708
July	11.7319	11.5808	11.6326
August	11.6456	11.3674	11.5629
September	11.4344	11.2780	11.3791
October	11.5364	11.3332	11.3938
November	11.5528	10.4291	10.6568
December	10.4741	10.3206	10.4014