YEARLY HIGH
5.3150 PHP
YEARLY LOW
4.2334 PHP
YEARLY AVERAGE
4.8251 PHP

2020 TJS to PHP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TJS to PHP exchange rate experienced significant fluctuation. The market reached its absolute peak on March 17, valuing the pair at 5.3150. Conversely, the yearly low was recorded on December 27, dropping to 4.2334.

This high-to-low spread represents a total annual volatility of 1.0816 PHP. From a start-to-finish perspective, comparing the January average rate of 5.2441 to the December average rate of 4.2454, the exchange rate registered a net change of -19.04% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.3150 was down 6.43% compared to the 2019 peak of 5.6805, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 26,575 PHP
2019 Average 27,178 PHP
Yearly Trough Low 21,167 PHP
Transaction Impact: A difference of 5,408.02 PHP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.3440
4.1456
JanuMarcMayJulySeptNove

TJS to PHP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.0684, compared to 4.5819 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4865 points.

H1 Avg (Jan–Jun) 5.0684
H2 Avg (Jul–Dec) 4.5819

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.4555 PHP (High: 4.6960 / Low: 4.2405). On the other end, September was the most stable month, with a tight range of 0.0295 PHP (High: 4.7170 / Low: 4.6874).

November Spread (Volatile) ±0.4555
September Spread (Stable) ±0.0295

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.3692 points.

Longest Streak 0 Mo.
Sharpest MoM Drop -0.3692

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 5.1830) against the same month in 2019 (average: 5.5665), the exchange rate shifted by -0.3835 (-6.89%).

2020 Avg (March) 5.1830
2019 Avg (March) 5.5665

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.2743 5.2000 5.2441
February 5.2690 5.2055 5.2410
March 5.3150 4.9623 5.1830
April 4.9945 4.9074 4.9511
May 4.9605 4.8701 4.9292
June 4.9140 4.8312 4.8621
July 4.8316 4.7536 4.7936
August 4.7656 4.6829 4.7275
September 4.7170 4.6874 4.7005
October 4.7124 4.6827 4.6967
November 4.6960 4.2405 4.3275
December 4.2675 4.2334 4.2454