YEARLY HIGH
0.4424 PLN
YEARLY LOW
0.3195 PLN
YEARLY AVERAGE
0.3791 PLN

2020 TJS to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TJS to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 0.4424. Conversely, the yearly low was recorded on December 17, dropping to 0.3195.

This high-to-low spread represents a total annual volatility of 0.1229 PLN. From a start-to-finish perspective, comparing the January average rate of 0.3947 to the December average rate of 0.3247, the exchange rate registered a net change of -17.72% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4424 was up 5.82% compared to the 2019 peak of 0.4181, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TJS based on timing:

Yearly Peak High 2,212 PLN
2019 Average 2,015 PLN
Yearly Trough Low 1,597 PLN
Transaction Impact: A difference of 614.44 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4173
0.3163
JanuMarcMayJulySeptNove

TJS to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4008, compared to 0.3574 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0434 points.

H1 Avg (Jan–Jun) 0.4008
H2 Avg (Jul–Dec) 0.3574

Volatility Range Comparison

Volatility

The most volatile month in 2020 was November, with a trading range of 0.0523 PLN (High: 0.3831 / Low: 0.3308). On the other end, August was the most stable month, with a tight range of 0.0079 PLN (High: 0.3642 / Low: 0.3563).

November Spread (Volatile) ±0.0523
August Spread (Stable) ±0.0079

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0328 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0328

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.4082) against the same month in 2019 (average: 0.4034), the exchange rate shifted by +0.0048 (+1.20%).

2020 Avg (March) 0.4082
2019 Avg (March) 0.4034

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4015 0.3895 0.3947
February 0.4094 0.3981 0.4044
March 0.4424 0.3914 0.4082
April 0.4158 0.4023 0.4088
May 0.4122 0.3902 0.4049
June 0.3881 0.3784 0.3837
July 0.3857 0.3602 0.3769
August 0.3642 0.3563 0.3608
September 0.3806 0.3572 0.3679
October 0.3833 0.3656 0.3734
November 0.3831 0.3308 0.3405
December 0.3288 0.3195 0.3247