YEARLY HIGH
2986.2890 BIF
YEARLY LOW
846.1122 BIF
YEARLY AVERAGE
1869.4286 BIF

2026 TMT to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TMT to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on February 1, valuing the pair at 2986.2890. Conversely, the yearly low was recorded on July 31, dropping to 846.1122.

This high-to-low spread represents a total annual volatility of 2140.1768 BIF. From a start-to-finish perspective, comparing the January average rate of 2959.5873 to the December average rate of 854.7009, the exchange rate registered a net change of -71.12% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 2986.2890 was down 0.68% compared to the 2025 peak of 3006.6479, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TMT based on timing:

Yearly Peak High 14,931,445 BIF
2025 Average 14,786,344 BIF
Yearly Trough Low 4,230,561 BIF
Transaction Impact: A difference of 10,700,884.12 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3173.1213
637.7989
JanuMarcMayJuly

TMT to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2208.4306, compared to 852.4226 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1356.0080 points.

H1 Avg (Jan–Jun) 2208.4306
H2 Avg (Jul–Dec) 852.4226

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 2136.7435 BIF (High: 2985.8344 / Low: 849.0909). On the other end, August was the most stable month, with a tight range of 0.0000 BIF (High: 854.7009 / Low: 854.7009).

April Spread (Volatile) ±2136.7435
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 1818.9138 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -1818.9138

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2026: 2961.8445) against the same month in 2025 (average: 2954.6343), the exchange rate shifted by +7.2101 (+0.24%).

2026 Avg (February) 2961.8445
2025 Avg (February) 2954.6343

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2965.2114 2938.8473 2959.5873
February 2986.2890 2950.5716 2961.8445
March 2979.0320 2866.3138 2961.3009
April 2985.8344 849.0909 2667.9896
May 850.2857 847.7185 849.0758
June 854.4912 846.3463 850.7856
July 853.8207 846.1122 850.1443
August 854.7009 854.7009 854.7009