2026 TMT to GHS Historical Review

YEARLY HIGH

11.1000 GHS

YEARLY LOW

3.0495 GHS

YEARLY AVERAGE

6.9246 GHS

2026 TMT to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TMT to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on April 24, valuing the pair at 11.1000. Conversely, the yearly low was recorded on May 27, dropping to 3.0495.

This high-to-low spread represents a total annual volatility of 8.0505 GHS. From a start-to-finish perspective, comparing the January average rate of 10.7688 to the December average rate of 3.3202, the exchange rate registered a net change of -69.17% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 11.1000 was down 28.58% compared to the 2025 peak of 15.5409, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TMT based on timing:

Yearly Peak High 55,500 GHS

2025 Average 63,288 GHS

Yearly Trough Low 15,247 GHS

Transaction Impact: A difference of 40,252.56 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

11.7157

2.2926

JanuMarcMayJuly

TMT to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.1324, compared to 3.3013 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.8311 points.

H1 Avg (Jan–Jun) 8.1324

H2 Avg (Jul–Dec) 3.3013

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 7.9337 GHS (High: 11.1000 / Low: 3.1663). On the other end, August was the most stable month, with a tight range of 0.0018 GHS (High: 3.3209 / Low: 3.3191).

April Spread (Volatile) ±7.9337

August Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 6.8315 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -6.8315

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2026: 9.9093) against the same month in 2025 (average: 15.4098), the exchange rate shifted by -5.5005 (-35.69%).

2026 Avg (April) 9.9093

2025 Avg (April) 15.4098

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.9450	10.4676	10.7688
February	11.0228	10.6283	10.9304
March	11.0004	10.6481	10.8588
April	11.1000	3.1663	9.9093
May	3.1954	3.0495	3.0778
June	3.3760	3.0582	3.2491
July	3.3270	3.2275	3.2823
August	3.3209	3.3191	3.3202