YEARLY HIGH
3.4960 PEN
YEARLY LOW
0.9611 PEN
YEARLY AVERAGE
2.1394 PEN

2026 TMT to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TMT to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 30, valuing the pair at 3.4960. Conversely, the yearly low was recorded on July 30, dropping to 0.9611.

This high-to-low spread represents a total annual volatility of 2.5349 PEN. From a start-to-finish perspective, comparing the January average rate of 3.3575 to the December average rate of 0.9626, the exchange rate registered a net change of -71.33% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.4960 was down 7.62% compared to the 2025 peak of 3.7843, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TMT based on timing:

Yearly Peak High 17,480 PEN
2025 Average 17,840 PEN
Yearly Trough Low 4,806 PEN
Transaction Impact: A difference of 12,674.71 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.6891
0.7148
JanuMarcMayJuly

TMT to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.5305, compared to 0.9662 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.5644 points.

H1 Avg (Jan–Jun) 2.5305
H2 Avg (Jul–Dec) 0.9662

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 2.4903 PEN (High: 3.4870 / Low: 0.9967). On the other end, August was the most stable month, with a tight range of 0.0000 PEN (High: 0.9626 / Low: 0.9626).

April Spread (Volatile) ±2.4903
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 2.1037 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -2.1037

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 3.4412) against the same month in 2025 (average: 3.6544), the exchange rate shifted by -0.2132 (-5.83%).

2026 Avg (March) 3.4412
2025 Avg (March) 3.6544

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3693 3.3290 3.3575
February 3.3700 3.3421 3.3557
March 3.4960 3.3509 3.4412
April 3.4870 0.9967 3.0802
May 1.0007 0.9693 0.9764
June 0.9898 0.9654 0.9722
July 0.9754 0.9611 0.9697
August 0.9626 0.9626 0.9626