YEARLY HIGH
3.7479 PLN
YEARLY LOW
1.0331 PLN
YEARLY AVERAGE
2.2944 PLN

2026 TMT to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TMT to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 13, valuing the pair at 3.7479. Conversely, the yearly low was recorded on May 2, dropping to 1.0331.

This high-to-low spread represents a total annual volatility of 2.7148 PLN. From a start-to-finish perspective, comparing the January average rate of 3.5897 to the December average rate of 1.0644, the exchange rate registered a net change of -70.35% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.7479 was down 10.01% compared to the 2025 peak of 4.1647, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TMT based on timing:

Yearly Peak High 18,740 PLN
2025 Average 18,787 PLN
Yearly Trough Low 5,166 PLN
Transaction Impact: A difference of 13,573.87 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.9621
0.7703
JanuMarcMayJuly

TMT to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7019, compared to 1.0716 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.6303 points.

H1 Avg (Jan–Jun) 2.7019
H2 Avg (Jul–Dec) 1.0716

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 2.6825 PLN (High: 3.7164 / Low: 1.0339). On the other end, August was the most stable month, with a tight range of 0.0000 PLN (High: 1.0644 / Low: 1.0644).

April Spread (Volatile) ±2.6825
August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 2.2308 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -2.2308

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2026: 3.6961) against the same month in 2025 (average: 3.8740), the exchange rate shifted by -0.1778 (-4.59%).

2026 Avg (March) 3.6961
2025 Avg (March) 3.8740

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.6405 3.4925 3.5897
February 3.5882 3.5350 3.5667
March 3.7479 3.5940 3.6961
April 3.7164 1.0339 3.2671
May 1.0388 1.0331 1.0363
June 1.0774 1.0374 1.0558
July 1.0870 1.0661 1.0788
August 1.0644 1.0644 1.0644