YEARLY HIGH
2.5697 BOB
YEARLY LOW
2.3399 BOB
YEARLY AVERAGE
2.4616 BOB

2020 TND to BOB Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TND to BOB exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 2.5697. Conversely, the yearly low was recorded on March 19, dropping to 2.3399.

This high-to-low spread represents a total annual volatility of 0.2298 BOB. From a start-to-finish perspective, comparing the January average rate of 2.4587 to the December average rate of 2.5521, the exchange rate registered a net change of 3.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.5697 was up 3.29% compared to the 2019 peak of 2.4877, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 12,848 BOB
2019 Average 11,823 BOB
Yearly Trough Low 11,700 BOB
Transaction Impact: A difference of 1,148.92 BOB purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.5694
2.3618
JanuMarcMayJulySeptNove

TND to BOB Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.4142, compared to 2.5090 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0948 points.

H1 Avg (Jan–Jun) 2.4142
H2 Avg (Jul–Dec) 2.5090

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1266 BOB (High: 2.4665 / Low: 2.3399). On the other end, October was the most stable month, with a tight range of 0.0335 BOB (High: 2.5214 / Low: 2.4879).

March Spread (Volatile) ±0.1266
October Spread (Stable) ±0.0335

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0304 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0304

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.5521) against the same month in 2019 (average: 2.4358), the exchange rate shifted by +0.1163 (+4.78%).

2020 Avg (December) 2.5521
2019 Avg (December) 2.4358

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 2.5011 2.4416 2.4587
February 2.4519 2.4139 2.4324
March 2.4665 2.3399 2.4095
April 2.4093 2.3582 2.3791
May 2.4036 2.3618 2.3810
June 2.4457 2.4103 2.4245
July 2.5183 2.4109 2.4528
August 2.5467 2.4674 2.5233
September 2.5324 2.4834 2.5092
October 2.5214 2.4879 2.5054
November 2.5224 2.4861 2.5109
December 2.5697 2.5319 2.5521