2020 TND to HKD Historical Review

YEARLY HIGH

2.8910 HKD

YEARLY LOW

2.6379 HKD

YEARLY AVERAGE

2.7661 HKD

2020 TND to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TND to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 2.8910. Conversely, the yearly low was recorded on March 19, dropping to 2.6379.

This high-to-low spread represents a total annual volatility of 0.2531 HKD. From a start-to-finish perspective, comparing the January average rate of 2.7638 to the December average rate of 2.8699, the exchange rate registered a net change of 3.84% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.8910 was up 3.00% compared to the 2019 peak of 2.8067, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 14,455 HKD

2019 Average 13,404 HKD

Yearly Trough Low 13,189 HKD

Transaction Impact: A difference of 1,265.72 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.8894

2.6552

JanuMarcMayJulySeptNove

TND to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.7144, compared to 2.8177 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1033 points.

H1 Avg (Jan–Jun) 2.7144

H2 Avg (Jul–Dec) 2.8177

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1401 HKD (High: 2.7779 / Low: 2.6379). On the other end, October was the most stable month, with a tight range of 0.0340 HKD (High: 2.8280 / Low: 2.7940).

March Spread (Volatile) ±0.1401

October Spread (Stable) ±0.0340

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0417 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0417

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 2.8699) against the same month in 2019 (average: 2.7503), the exchange rate shifted by +0.1195 (+4.35%).

2020 Avg (December) 2.8699

2019 Avg (December) 2.7503

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.8082	2.7440	2.7638
February	2.7540	2.7137	2.7350
March	2.7779	2.6379	2.7165
April	2.7078	2.6536	2.6747
May	2.6982	2.6601	2.6767
June	2.7447	2.7062	2.7200
July	2.8198	2.7048	2.7528
August	2.8567	2.7696	2.8327
September	2.8439	2.7868	2.8163
October	2.8280	2.7940	2.8123
November	2.8352	2.7938	2.8223
December	2.8910	2.8428	2.8699