2020 TND to JMD Historical Review

YEARLY HIGH

55.1558 JMD

YEARLY LOW

46.0091 JMD

YEARLY AVERAGE

50.6446 JMD

2020 TND to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TND to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 55.1558. Conversely, the yearly low was recorded on March 19, dropping to 46.0091.

This high-to-low spread represents a total annual volatility of 9.1466 JMD. From a start-to-finish perspective, comparing the January average rate of 47.8423 to the December average rate of 53.2102, the exchange rate registered a net change of 11.22% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 55.1558 was up 11.21% compared to the 2019 peak of 49.5980, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 275,779 JMD

2019 Average 228,581 JMD

Yearly Trough Low 230,046 JMD

Transaction Impact: A difference of 45,733.23 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

55.1945

46.5775

JanuMarcMayJulySeptNove

TND to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 48.5014, compared to 52.7879 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.2865 points.

H1 Avg (Jan–Jun) 48.5014

H2 Avg (Jul–Dec) 52.7879

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 5.0380 JMD (High: 53.5919 / Low: 48.5539). On the other end, December was the most stable month, with a tight range of 1.1725 JMD (High: 53.9856 / Low: 52.8131).

July Spread (Volatile) ±5.0380

December Spread (Stable) ±1.1725

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 2.2009 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -2.2009

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 54.4764) against the same month in 2019 (average: 47.0948), the exchange rate shifted by +7.3816 (+15.67%).

2020 Avg (August) 54.4764

2019 Avg (August) 47.0948

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	49.4786	46.7884	47.8423
February	49.7244	48.1221	49.1941
March	48.3516	46.0091	47.2956
April	49.0591	46.1991	47.4636
May	51.1015	48.5008	49.8113
June	50.4820	48.8028	49.4014
July	53.5919	48.5539	50.8511
August	55.1558	53.2556	54.4764
September	54.3899	50.9051	52.2755
October	53.2035	51.1692	52.4157
November	53.9437	52.4068	53.4982
December	53.9856	52.8131	53.2102