YEARLY HIGH
5.7360 NAD
YEARLY LOW
4.9496 NAD
YEARLY AVERAGE
5.3239 NAD

2021 TND to NAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TND to NAD exchange rate experienced significant fluctuation. The market reached its absolute peak on January 11, valuing the pair at 5.7360. Conversely, the yearly low was recorded on June 7, dropping to 4.9496.

This high-to-low spread represents a total annual volatility of 0.7864 NAD. From a start-to-finish perspective, comparing the January average rate of 5.5900 to the December average rate of 5.5286, the exchange rate registered a net change of -1.10% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.7360 was down 13.06% compared to the 2020 peak of 6.5973, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 28,680 NAD
2020 Average 29,365 NAD
Yearly Trough Low 24,748 NAD
Transaction Impact: A difference of 3,932.03 NAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.6455
4.9786
JanuMarcMayJulySeptNove

TND to NAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.3130, compared to 5.3347 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0217 points.

H1 Avg (Jan–Jun) 5.3130
H2 Avg (Jul–Dec) 5.3347

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.5785 NAD (High: 5.6419 / Low: 5.0634). On the other end, April was the most stable month, with a tight range of 0.1608 NAD (High: 5.3399 / Low: 5.1791).

November Spread (Volatile) ±0.5785
April Spread (Stable) ±0.1608

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.2018 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.2018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2021: 5.5900) against the same month in 2020 (average: 5.1043), the exchange rate shifted by +0.4857 (+9.52%).

2021 Avg (January) 5.5900
2020 Avg (January) 5.1043

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.7360 5.4336 5.5900
February 5.5815 5.3503 5.4308
March 5.6448 5.2978 5.4408
April 5.3399 5.1791 5.2391
May 5.2660 5.0541 5.1432
June 5.1761 4.9496 5.0342
July 5.3288 5.1305 5.2187
August 5.4465 5.1556 5.2712
September 5.3872 5.1229 5.3056
October 5.3760 5.1197 5.2662
November 5.6419 5.0634 5.4181
December 5.6129 5.4130 5.5286