2020 TND to NGN Historical Review

YEARLY HIGH

146.1611 NGN

YEARLY LOW

124.5617 NGN

YEARLY AVERAGE

135.6080 NGN

2020 TND to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TND to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 25, valuing the pair at 146.1611. Conversely, the yearly low was recorded on March 19, dropping to 124.5617.

This high-to-low spread represents a total annual volatility of 21.5994 NGN. From a start-to-finish perspective, comparing the January average rate of 128.8021 to the December average rate of 142.1102, the exchange rate registered a net change of 10.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 146.1611 was up 11.63% compared to the 2019 peak of 130.9304, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 730,805 NGN

2019 Average 616,020 NGN

Yearly Trough Low 622,808 NGN

Transaction Impact: A difference of 107,997.07 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

143.5159

126.6477

JanuMarcMayJulySeptNove

TND to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 131.6067, compared to 139.6092 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 8.0025 points.

H1 Avg (Jan–Jun) 131.6067

H2 Avg (Jul–Dec) 139.6092

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 12.1720 NGN (High: 136.7336 / Low: 124.5617). On the other end, February was the most stable month, with a tight range of 2.0692 NGN (High: 128.9785 / Low: 126.9093).

March Spread (Volatile) ±12.1720

February Spread (Stable) ±2.0692

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 1.3664 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -1.3664

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 142.1102) against the same month in 2019 (average: 127.7817), the exchange rate shifted by +14.3285 (+11.21%).

2020 Avg (December) 142.1102

2019 Avg (December) 127.7817

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	131.9338	127.9368	128.8021
February	128.9785	126.9093	128.0534
March	136.7336	124.5617	129.6848
April	135.8467	126.3557	132.8096
May	135.5814	132.8220	134.3249
June	137.2289	135.1568	135.9655
July	141.1509	135.3629	137.6621
August	142.0533	136.1444	140.7877
September	141.7713	136.8213	139.4213
October	139.7555	137.1171	138.6188
November	140.1897	137.1097	139.0553
December	146.1611	139.6511	142.1102