YEARLY HIGH
1.4723 PLN
YEARLY LOW
1.3232 PLN
YEARLY AVERAGE
1.3888 PLN

2020 TND to PLN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TND to PLN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 23, valuing the pair at 1.4723. Conversely, the yearly low was recorded on August 17, dropping to 1.3232.

This high-to-low spread represents a total annual volatility of 0.1491 PLN. From a start-to-finish perspective, comparing the January average rate of 1.3603 to the December average rate of 1.3616, the exchange rate registered a net change of 0.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.4723 was up 5.06% compared to the 2019 peak of 1.4014, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 7,362 PLN
2019 Average 6,568 PLN
Yearly Trough Low 6,616 PLN
Transaction Impact: A difference of 745.69 PLN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.4517
1.3520
JanuMarcMayJulySeptNove

TND to PLN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4007, compared to 1.3769 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0238 points.

H1 Avg (Jan–Jun) 1.4007
H2 Avg (Jul–Dec) 1.3769

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.1242 PLN (High: 1.4723 / Low: 1.3481). On the other end, February was the most stable month, with a tight range of 0.0252 PLN (High: 1.3930 / Low: 1.3678).

March Spread (Volatile) ±0.1242
February Spread (Stable) ±0.0252

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0462 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0462

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 1.4026) against the same month in 2019 (average: 1.2557), the exchange rate shifted by +0.1469 (+11.70%).

2020 Avg (March) 1.4026
2019 Avg (March) 1.2557

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3794 1.3448 1.3603
February 1.3930 1.3678 1.3791
March 1.4723 1.3481 1.4026
April 1.4667 1.4199 1.4434
May 1.4563 1.3887 1.4324
June 1.3983 1.3654 1.3862
July 1.3977 1.3479 1.3791
August 1.3756 1.3232 1.3603
September 1.4172 1.3506 1.3799
October 1.4278 1.3708 1.3991
November 1.4281 1.3680 1.3814
December 1.3890 1.3460 1.3616