2020 TND to SAR Historical Review

YEARLY HIGH

1.3991 SAR

YEARLY LOW

1.2781 SAR

YEARLY AVERAGE

1.3383 SAR

2020 TND to SAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TND to SAR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 1.3991. Conversely, the yearly low was recorded on March 19, dropping to 1.2781.

This high-to-low spread represents a total annual volatility of 0.1210 SAR. From a start-to-finish perspective, comparing the January average rate of 1.3338 to the December average rate of 1.3888, the exchange rate registered a net change of 4.12% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.3991 was up 3.51% compared to the 2019 peak of 1.3517, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 6,996 SAR

2019 Average 6,416 SAR

Yearly Trough Low 6,391 SAR

Transaction Impact: A difference of 604.92 SAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.3980

1.2876

JanuMarcMayJulySeptNove

TND to SAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3130, compared to 1.3635 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0505 points.

H1 Avg (Jan–Jun) 1.3130

H2 Avg (Jul–Dec) 1.3635

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0636 SAR (High: 1.3417 / Low: 1.2781). On the other end, October was the most stable month, with a tight range of 0.0172 SAR (High: 1.3687 / Low: 1.3514).

March Spread (Volatile) ±0.0636

October Spread (Stable) ±0.0172

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0161 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0161

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.3888) against the same month in 2019 (average: 1.3218), the exchange rate shifted by +0.0671 (+5.07%).

2020 Avg (December) 1.3888

2019 Avg (December) 1.3218

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.3518	1.3245	1.3338
February	1.3305	1.3097	1.3196
March	1.3417	1.2781	1.3135
April	1.3140	1.2874	1.2975
May	1.3073	1.2894	1.2968
June	1.3298	1.3098	1.3170
July	1.3647	1.3091	1.3321
August	1.3823	1.3397	1.3708
September	1.3763	1.3487	1.3630
October	1.3687	1.3514	1.3610
November	1.3719	1.3515	1.3653
December	1.3991	1.3754	1.3888