2020 TND to SBD Historical Review

YEARLY HIGH

3.0471 SBD

YEARLY LOW

2.8074 SBD

YEARLY AVERAGE

2.9351 SBD

2020 TND to SBD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TND to SBD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 6, valuing the pair at 3.0471. Conversely, the yearly low was recorded on March 19, dropping to 2.8074.

This high-to-low spread represents a total annual volatility of 0.2396 SBD. From a start-to-finish perspective, comparing the January average rate of 2.9447 to the December average rate of 2.9771, the exchange rate registered a net change of 1.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.0471 was up 1.83% compared to the 2019 peak of 2.9924, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TND based on timing:

Yearly Peak High 15,235 SBD

2019 Average 14,031 SBD

Yearly Trough Low 14,037 SBD

Transaction Impact: A difference of 1,198.20 SBD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.0323

2.8534

JanuMarcMayJulySeptNove

TND to SBD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.9022, compared to 2.9679 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0657 points.

H1 Avg (Jan–Jun) 2.9022

H2 Avg (Jul–Dec) 2.9679

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.2130 SBD (High: 3.0204 / Low: 2.8074). On the other end, June was the most stable month, with a tight range of 0.0419 SBD (High: 2.9524 / Low: 2.9105).

March Spread (Volatile) ±0.2130

June Spread (Stable) ±0.0419

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0447 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0447

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2020: 3.0174) against the same month in 2019 (average: 2.8532), the exchange rate shifted by +0.1642 (+5.76%).

2020 Avg (August) 3.0174

2019 Avg (August) 2.8532

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.9924	2.9033	2.9447
February	2.9319	2.8768	2.9033
March	3.0204	2.8074	2.8965
April	2.8993	2.8521	2.8683
May	2.9031	2.8388	2.8739
June	2.9524	2.9105	2.9266
July	3.0032	2.9142	2.9550
August	3.0471	2.9512	3.0174
September	3.0328	2.9269	2.9727
October	2.9788	2.9134	2.9471
November	2.9596	2.9078	2.9381
December	2.9999	2.9462	2.9771