YEARLY HIGH
1.6560 AED
YEARLY LOW
1.5929 AED
YEARLY AVERAGE
1.6213 AED

2021 TOP to AED Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TOP to AED exchange rate experienced significant fluctuation. The market reached its absolute peak on June 2, valuing the pair at 1.6560. Conversely, the yearly low was recorded on February 6, dropping to 1.5929.

This high-to-low spread represents a total annual volatility of 0.0631 AED. From a start-to-finish perspective, comparing the January average rate of 1.6102 to the December average rate of 1.6076, the exchange rate registered a net change of -0.16% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.6560 was up 1.44% compared to the 2020 peak of 1.6325, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 8,280 AED
2020 Average 7,980 AED
Yearly Trough Low 7,965 AED
Transaction Impact: A difference of 315.65 AED purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.6478
1.5960
JanuMarcMayJulySeptNove

TOP to AED Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.6183, compared to 1.6242 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0059 points.

H1 Avg (Jan–Jun) 1.6183
H2 Avg (Jul–Dec) 1.6242

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0361 AED (High: 1.6431 / Low: 1.6070). On the other end, July was the most stable month, with a tight range of 0.0136 AED (High: 1.6340 / Low: 1.6204).

November Spread (Volatile) ±0.0361
July Spread (Stable) ±0.0136

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0192 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.0192

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2021: 1.6435) against the same month in 2020 (average: 1.6176), the exchange rate shifted by +0.0259 (+1.60%).

2021 Avg (June) 1.6435
2020 Avg (June) 1.6176

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.6248 1.5986 1.6102
February 1.6166 1.5929 1.6003
March 1.6255 1.5982 1.6109
April 1.6255 1.6030 1.6137
May 1.6459 1.6171 1.6313
June 1.6560 1.6281 1.6435
July 1.6340 1.6204 1.6270
August 1.6307 1.6067 1.6226
September 1.6406 1.6138 1.6309
October 1.6445 1.6177 1.6303
November 1.6431 1.6070 1.6268
December 1.6147 1.6008 1.6076