2013 TOP to BAM Historical Review

YEARLY HIGH

0.8734 BAM

YEARLY LOW

0.7640 BAM

YEARLY AVERAGE

0.8235 BAM

2013 TOP to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the TOP to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on May 19, valuing the pair at 0.8734. Conversely, the yearly low was recorded on December 30, dropping to 0.7640.

This high-to-low spread represents a total annual volatility of 0.1094 BAM. From a start-to-finish perspective, comparing the January average rate of 0.8490 to the December average rate of 0.7689, the exchange rate registered a net change of -9.43% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.8734 was down 5.23% compared to the 2012 peak of 0.9216, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 4,367 BAM

2012 Average 4,382 BAM

Yearly Trough Low 3,820 BAM

Transaction Impact: A difference of 547.21 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.8732

0.7594

JanuMarcMayJulySeptNove

TOP to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8527, compared to 0.7942 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0584 points.

H1 Avg (Jan–Jun) 0.8527

H2 Avg (Jul–Dec) 0.7942

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.0567 BAM (High: 0.8649 / Low: 0.8082). On the other end, December was the most stable month, with a tight range of 0.0141 BAM (High: 0.7781 / Low: 0.7640).

June Spread (Volatile) ±0.0567

December Spread (Stable) ±0.0141

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0312 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0312

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2013: 0.8624) against the same month in 2012 (average: 0.8717), the exchange rate shifted by -0.0093 (-1.07%).

2013 Avg (May) 0.8624

2012 Avg (May) 0.8717

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8620	0.8364	0.8490
February	0.8651	0.8304	0.8470
March	0.8724	0.8542	0.8637
April	0.8717	0.8547	0.8628
May	0.8734	0.8540	0.8624
June	0.8649	0.8082	0.8312
July	0.8232	0.8033	0.8106
August	0.8069	0.7862	0.7935
September	0.8057	0.7797	0.7973
October	0.8089	0.7844	0.7956
November	0.8175	0.7746	0.7996
December	0.7781	0.7640	0.7689