2026 TOP to BIF Historical Review

YEARLY HIGH

1245.9714 BIF

YEARLY LOW

1190.4483 BIF

YEARLY AVERAGE

1235.1622 BIF

2026 TOP to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TOP to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 1, valuing the pair at 1245.9714. Conversely, the yearly low was recorded on March 9, dropping to 1190.4483.

This high-to-low spread represents a total annual volatility of 55.5231 BIF. From a start-to-finish perspective, comparing the January average rate of 1229.1870 to the December average rate of 1245.9714, the exchange rate registered a net change of 1.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1245.9714 was up 0.39% compared to the 2025 peak of 1241.1104, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 6,229,857 BIF

2025 Average 6,135,602 BIF

Yearly Trough Low 5,952,242 BIF

Transaction Impact: A difference of 277,615.29 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1247.6498

1227.5085

JanuMarcMayJuly

TOP to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1232.9344, compared to 1241.8453 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 8.9109 points.

H1 Avg (Jan–Jun) 1232.9344

H2 Avg (Jul–Dec) 1241.8453

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 46.8145 BIF (High: 1237.2628 / Low: 1190.4483). On the other end, August was the most stable month, with a tight range of 0.0000 BIF (High: 1245.9714 / Low: 1245.9714).

March Spread (Volatile) ±46.8145

August Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.4897 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.4897

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2026: 1245.9714) against the same month in 2025 (average: 1232.3700), the exchange rate shifted by +13.6014 (+1.10%).

2026 Avg (August) 1245.9714

2025 Avg (August) 1232.3700

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1231.5228	1220.5732	1229.1870
February	1240.2769	1225.4426	1230.1245
March	1237.2628	1190.4483	1229.8987
April	1240.0880	1231.6427	1234.3362
May	1236.0036	1235.5289	1235.8514
June	1243.1519	1233.7967	1238.2090
July	1242.9152	1233.4510	1237.7193
August	1245.9714	1245.9714	1245.9714