YEARLY HIGH
1209.8993 CDF
YEARLY LOW
882.0880 CDF
YEARLY AVERAGE
1131.3040 CDF

2025 TOP to CDF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TOP to CDF exchange rate experienced significant fluctuation. The market reached its absolute peak on August 11, valuing the pair at 1209.8993. Conversely, the yearly low was recorded on November 15, dropping to 882.0880.

This high-to-low spread represents a total annual volatility of 327.8114 CDF. From a start-to-finish perspective, comparing the January average rate of 1174.5243 to the December average rate of 937.5205, the exchange rate registered a net change of -20.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1209.8993 was down 1.35% compared to the 2024 peak of 1226.4345, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 6,049,497 CDF
2024 Average 5,942,517 CDF
Yearly Trough Low 4,410,440 CDF
Transaction Impact: A difference of 1,639,056.83 CDF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1232.1778
892.9517
JanuMarcMayJulySeptNove

TOP to CDF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1193.3680, compared to 1069.2399 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 124.1281 points.

H1 Avg (Jan–Jun) 1193.3680
H2 Avg (Jul–Dec) 1069.2399

Volatility Range Comparison

Volatility

The most volatile month in 2025 was October, with a trading range of 198.3104 CDF (High: 1090.2249 / Low: 891.9146). On the other end, July was the most stable month, with a tight range of 11.1508 CDF (High: 1209.7752 / Low: 1198.6244).

October Spread (Volatile) ±198.3104
July Spread (Stable) ±11.1508

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 206.5613 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -206.5613

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2025: 1201.6104) against the same month in 2024 (average: 1205.0560), the exchange rate shifted by -3.4456 (-0.29%).

2025 Avg (August) 1201.6104
2024 Avg (August) 1205.0560

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1196.2807 1161.1881 1174.5243
February 1192.8099 1158.1244 1186.9887
March 1194.0559 1177.8831 1190.4000
April 1207.8275 1194.8865 1203.2877
May 1208.7236 1192.3946 1203.9090
June 1208.8990 1194.8865 1201.0983
July 1209.7752 1198.6244 1203.8144
August 1209.8993 1189.9026 1201.6104
September 1208.4737 1092.7004 1178.9175
October 1090.2249 891.9146 972.3562
November 953.4500 882.0880 921.2205
December 951.7225 899.2716 937.5205