YEARLY HIGH
30.9416 GMD
YEARLY LOW
28.9250 GMD
YEARLY AVERAGE
29.9506 GMD

2025 TOP to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TOP to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 23, valuing the pair at 30.9416. Conversely, the yearly low was recorded on January 7, dropping to 28.9250.

This high-to-low spread represents a total annual volatility of 2.0167 GMD. From a start-to-finish perspective, comparing the January average rate of 29.6254 to the December average rate of 30.5135, the exchange rate registered a net change of 3.00% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 30.9416 was up 1.93% compared to the 2024 peak of 30.3571, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 154,708 GMD
2024 Average 145,245 GMD
Yearly Trough Low 144,625 GMD
Transaction Impact: A difference of 10,083.25 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

30.6027
29.5322
JanuMarcMayJulySeptNove

TOP to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 29.7633, compared to 30.1380 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3747 points.

H1 Avg (Jan–Jun) 29.7633
H2 Avg (Jul–Dec) 30.1380

Volatility Range Comparison

Volatility

The most volatile month in 2025 was September, with a trading range of 1.4536 GMD (High: 30.7340 / Low: 29.2803). On the other end, February was the most stable month, with a tight range of 0.3486 GMD (High: 29.9033 / Low: 29.5547).

September Spread (Volatile) ±1.4536
February Spread (Stable) ±0.3486

Growth Streaks & Declines

Trends

Between June and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.3504 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.3504

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 30.5135) against the same month in 2024 (average: 29.9900), the exchange rate shifted by +0.5235 (+1.75%).

2025 Avg (December) 30.5135
2024 Avg (December) 29.9900

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 30.2773 28.9250 29.6254
February 29.9033 29.5547 29.7636
March 30.1110 29.2803 29.7487
April 29.9686 29.4880 29.8491
May 30.1110 29.4880 29.9717
June 30.1443 29.0727 29.6214
July 30.1110 29.4880 29.7627
August 30.1777 29.4880 29.9758
September 30.7340 29.2803 30.1149
October 30.7340 29.6957 30.1087
November 30.5263 30.1110 30.3522
December 30.9416 30.1110 30.5135