YEARLY HIGH
3.2581 HKD
YEARLY LOW
3.2335 HKD
YEARLY AVERAGE
3.2515 HKD

2026 TOP to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TOP to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on July 4, valuing the pair at 3.2581. Conversely, the yearly low was recorded on January 5, dropping to 3.2335.

This high-to-low spread represents a total annual volatility of 0.0246 HKD. From a start-to-finish perspective, comparing the January average rate of 3.2381 to the December average rate of 3.2571, the exchange rate registered a net change of 0.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 3.2581 was down 0.07% compared to the 2025 peak of 3.2605, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 16,291 HKD
2025 Average 16,175 HKD
Yearly Trough Low 16,167 HKD
Transaction Impact: A difference of 123.17 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

3.2590
3.2362
JanuMarcMayJuly

TOP to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.2497, compared to 3.2568 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0071 points.

H1 Avg (Jan–Jun) 3.2497
H2 Avg (Jul–Dec) 3.2568

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 0.0139 HKD (High: 3.2555 / Low: 3.2416). On the other end, August was the most stable month, with a tight range of 0.0001 HKD (High: 3.2571 / Low: 3.2570).

March Spread (Volatile) ±0.0139
August Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. No significant month-over-month rate declines were detected.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 3.2566) against the same month in 2025 (average: 3.2600), the exchange rate shifted by -0.0034 (-0.10%).

2026 Avg (July) 3.2566
2025 Avg (July) 3.2600

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.2437 3.2335 3.2381
February 3.2492 3.2438 3.2463
March 3.2555 3.2416 3.2508
April 3.2557 3.2491 3.2538
May 3.2549 3.2534 3.2543
June 3.2572 3.2534 3.2551
July 3.2581 3.2550 3.2566
August 3.2571 3.2570 3.2571