2020 TOP to MYR Historical Review

YEARLY HIGH

1.9004 MYR

YEARLY LOW

1.7656 MYR

YEARLY AVERAGE

1.8254 MYR

2020 TOP to MYR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TOP to MYR exchange rate experienced significant fluctuation. The market reached its absolute peak on May 27, valuing the pair at 1.9004. Conversely, the yearly low was recorded on January 29, dropping to 1.7656.

This high-to-low spread represents a total annual volatility of 0.1348 MYR. From a start-to-finish perspective, comparing the January average rate of 1.7757 to the December average rate of 1.7761, the exchange rate registered a net change of 0.03% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.9004 was up 2.76% compared to the 2019 peak of 1.8494, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 9,502 MYR

2019 Average 9,041 MYR

Yearly Trough Low 8,828 MYR

Transaction Impact: A difference of 674.17 MYR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.8928

1.7650

JanuMarcMayJulySeptNove

TOP to MYR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.8374, compared to 1.8134 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0240 points.

H1 Avg (Jan–Jun) 1.8374

H2 Avg (Jul–Dec) 1.8134

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0572 MYR (High: 1.8254 / Low: 1.7682). On the other end, July was the most stable month, with a tight range of 0.0111 MYR (High: 1.8760 / Low: 1.8649).

February Spread (Volatile) ±0.0572

July Spread (Stable) ±0.0111

Growth Streaks & Declines

Trends

Between January and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0343 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0343

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2020: 1.8799) against the same month in 2019 (average: 1.8198), the exchange rate shifted by +0.0601 (+3.30%).

2020 Avg (May) 1.8799

2019 Avg (May) 1.8198

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.7954	1.7656	1.7757
February	1.8254	1.7682	1.7954
March	1.8517	1.7977	1.8289
April	1.8917	1.8366	1.8622
May	1.9004	1.8549	1.8799
June	1.9002	1.8671	1.8822
July	1.8760	1.8649	1.8708
August	1.8649	1.8212	1.8365
September	1.8329	1.7971	1.8164
October	1.8082	1.7841	1.7943
November	1.7980	1.7766	1.7863
December	1.7837	1.7674	1.7761