2012 TOP to NZD Historical Review

YEARLY HIGH

0.7586 NZD

YEARLY LOW

0.6783 NZD

YEARLY AVERAGE

0.7105 NZD

2012 TOP to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the TOP to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on May 10, valuing the pair at 0.7586. Conversely, the yearly low was recorded on December 15, dropping to 0.6783.

This high-to-low spread represents a total annual volatility of 0.0803 NZD. From a start-to-finish perspective, comparing the January average rate of 0.7183 to the December average rate of 0.6926, the exchange rate registered a net change of -3.58% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 0.7586 was down 3.49% compared to the 2011 peak of 0.7861, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 3,793 NZD

2011 Average 3,605 NZD

Yearly Trough Low 3,392 NZD

Transaction Impact: A difference of 401.43 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

0.7407

0.6883

JanuMarcMayJulySeptNove

TOP to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7202, compared to 0.7009 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0193 points.

H1 Avg (Jan–Jun) 0.7202

H2 Avg (Jul–Dec) 0.7009

Volatility Range Comparison

Volatility

The most volatile month in 2012 was June, with a trading range of 0.0441 NZD (High: 0.7400 / Low: 0.6959). On the other end, August was the most stable month, with a tight range of 0.0150 NZD (High: 0.7143 / Low: 0.6993).

June Spread (Volatile) ±0.0441

August Spread (Stable) ±0.0150

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0188 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0188

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2012: 0.7363) against the same month in 2011 (average: 0.7105), the exchange rate shifted by +0.0258 (+3.62%).

2012 Avg (May) 0.7363

2011 Avg (May) 0.7105

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7394	0.7009	0.7183
February	0.7174	0.7012	0.7085
March	0.7351	0.7080	0.7223
April	0.7245	0.7073	0.7181
May	0.7586	0.7172	0.7363
June	0.7400	0.6959	0.7175
July	0.7200	0.6957	0.7036
August	0.7143	0.6993	0.7046
September	0.7136	0.6915	0.7008
October	0.7070	0.6855	0.7008
November	0.7223	0.6829	0.7028
December	0.7053	0.6783	0.6926