2013 TOP to SGD Historical Review

YEARLY HIGH

0.7262 SGD

YEARLY LOW

0.6705 SGD

YEARLY AVERAGE

0.6987 SGD

2013 TOP to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the TOP to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 1, valuing the pair at 0.7262. Conversely, the yearly low was recorded on September 3, dropping to 0.6705.

This high-to-low spread represents a total annual volatility of 0.0557 SGD. From a start-to-finish perspective, comparing the January average rate of 0.7080 to the December average rate of 0.6779, the exchange rate registered a net change of -4.25% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.7262 was down 3.79% compared to the 2012 peak of 0.7548, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 3,631 SGD

2012 Average 3,595 SGD

Yearly Trough Low 3,352 SGD

Transaction Impact: A difference of 278.71 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.7199

0.6741

JanuMarcMayJulySeptNove

TOP to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7112, compared to 0.6861 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0251 points.

H1 Avg (Jan–Jun) 0.7112

H2 Avg (Jul–Dec) 0.6861

Volatility Range Comparison

Volatility

The most volatile month in 2013 was June, with a trading range of 0.0435 SGD (High: 0.7262 / Low: 0.6827). On the other end, February was the most stable month, with a tight range of 0.0067 SGD (High: 0.7189 / Low: 0.7122).

June Spread (Volatile) ±0.0435

February Spread (Stable) ±0.0067

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.0184 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0184

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2013: 0.7054) against the same month in 2012 (average: 0.7148), the exchange rate shifted by -0.0094 (-1.32%).

2013 Avg (June) 0.7054

2012 Avg (June) 0.7148

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7176	0.7020	0.7080
February	0.7189	0.7122	0.7161
March	0.7225	0.7083	0.7129
April	0.7165	0.7070	0.7109
May	0.7251	0.7052	0.7140
June	0.7262	0.6827	0.7054
July	0.6932	0.6793	0.6870
August	0.6953	0.6797	0.6869
September	0.6972	0.6705	0.6875
October	0.6976	0.6833	0.6894
November	0.6973	0.6753	0.6879
December	0.6861	0.6721	0.6779