2026 TOP to TZS Historical Review

YEARLY HIGH

1099.5689 TZS

YEARLY LOW

1025.8498 TZS

YEARLY AVERAGE

1080.2339 TZS

2026 TOP to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TOP to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 1099.5689. Conversely, the yearly low was recorded on January 3, dropping to 1025.8498.

This high-to-low spread represents a total annual volatility of 73.7191 TZS. From a start-to-finish perspective, comparing the January average rate of 1045.9542 to the December average rate of 1097.5733, the exchange rate registered a net change of 4.94% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 1099.5689 was down 1.98% compared to the 2025 peak of 1121.7447, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 5,497,844 TZS

2025 Average 5,312,414 TZS

Yearly Trough Low 5,129,249 TZS

Transaction Impact: A difference of 368,595.71 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

1102.7353

1040.7922

JanuMarcMayJuly

TOP to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1075.1323, compared to 1095.5388 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 20.4065 points.

H1 Avg (Jan–Jun) 1075.1323

H2 Avg (Jul–Dec) 1095.5388

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 43.6090 TZS (High: 1069.4588 / Low: 1025.8498). On the other end, August was the most stable month, with a tight range of 1.1797 TZS (High: 1098.3044 / Low: 1097.1247).

January Spread (Volatile) ±43.6090

August Spread (Stable) ±1.1797

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. No significant month-over-month rate declines were detected.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0000

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 1093.5042) against the same month in 2025 (average: 1080.6698), the exchange rate shifted by +12.8344 (+1.19%).

2026 Avg (July) 1093.5042

2025 Avg (July) 1080.6698

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1069.4588	1025.8498	1045.9542
February	1083.6239	1061.6349	1072.2603
March	1083.9311	1059.0757	1073.5924
April	1084.5018	1074.6503	1080.1280
May	1092.0691	1081.9185	1089.0624
June	1092.9266	1085.5509	1089.7966
July	1099.5689	1090.2257	1093.5042
August	1098.3044	1097.1247	1097.5733