2020 TOP to UAH Historical Review

YEARLY HIGH

12.4878 UAH

YEARLY LOW

10.3571 UAH

YEARLY AVERAGE

11.7186 UAH

2020 TOP to UAH Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TOP to UAH exchange rate experienced significant fluctuation. The market reached its absolute peak on December 1, valuing the pair at 12.4878. Conversely, the yearly low was recorded on January 5, dropping to 10.3571.

This high-to-low spread represents a total annual volatility of 2.1307 UAH. From a start-to-finish perspective, comparing the January average rate of 10.5234 to the December average rate of 12.3337, the exchange rate registered a net change of 17.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 12.4878 was down 0.27% compared to the 2019 peak of 12.5216, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 62,439 UAH

2019 Average 56,372 UAH

Yearly Trough Low 51,786 UAH

Transaction Impact: A difference of 10,653.56 UAH purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

12.5147

10.3424

JanuMarcMayJulySeptNove

TOP to UAH Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.2368, compared to 12.2003 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.9635 points.

H1 Avg (Jan–Jun) 11.2368

H2 Avg (Jul–Dec) 12.2003

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.3331 UAH (High: 11.9432 / Low: 10.6101). On the other end, October was the most stable month, with a tight range of 0.1455 UAH (High: 12.3119 / Low: 12.1664).

March Spread (Volatile) ±1.3331

October Spread (Stable) ±0.1455

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0285 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0285

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 12.3337) against the same month in 2019 (average: 10.2432), the exchange rate shifted by +2.0905 (+20.41%).

2020 Avg (December) 12.3337

2019 Avg (December) 10.2432

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.8131	10.3571	10.5234
February	10.8131	10.5375	10.6126
March	11.9432	10.6101	11.2852
April	11.7941	11.5112	11.6374
May	11.7753	11.4232	11.6089
June	11.8422	11.6255	11.7534
July	12.2886	11.6698	11.9863
August	12.2054	11.8928	12.0653
September	12.4310	12.1863	12.2652
October	12.3119	12.1664	12.2473
November	12.4613	12.1978	12.3041
December	12.4878	12.1560	12.3337