YEARLY HIGH
0.4444 USD
YEARLY LOW
0.4168 USD
YEARLY AVERAGE
0.4345 USD

2020 TOP to USD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TOP to USD exchange rate experienced significant fluctuation. The market reached its absolute peak on June 9, valuing the pair at 0.4444. Conversely, the yearly low was recorded on March 23, dropping to 0.4168.

This high-to-low spread represents a total annual volatility of 0.0276 USD. From a start-to-finish perspective, comparing the January average rate of 0.4354 to the December average rate of 0.4379, the exchange rate registered a net change of 0.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.4444 was down 1.92% compared to the 2019 peak of 0.4531, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 2,222 USD
2019 Average 2,183 USD
Yearly Trough Low 2,084 USD
Transaction Impact: A difference of 138.04 USD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.4418
0.4244
JanuMarcMayJulySeptNove

TOP to USD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4325, compared to 0.4366 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0041 points.

H1 Avg (Jan–Jun) 0.4325
H2 Avg (Jul–Dec) 0.4366

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0165 USD (High: 0.4333 / Low: 0.4168). On the other end, February was the most stable month, with a tight range of 0.0020 USD (High: 0.4329 / Low: 0.4309).

March Spread (Volatile) ±0.0165
February Spread (Stable) ±0.0020

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0059 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0059

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2020: 0.4404) against the same month in 2019 (average: 0.4371), the exchange rate shifted by +0.0033 (+0.76%).

2020 Avg (June) 0.4404
2019 Avg (June) 0.4371

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.4381 0.4317 0.4354
February 0.4329 0.4309 0.4317
March 0.4333 0.4168 0.4258
April 0.4335 0.4236 0.4281
May 0.4368 0.4299 0.4332
June 0.4444 0.4357 0.4404
July 0.4407 0.4368 0.4386
August 0.4412 0.4368 0.4385
September 0.4419 0.4319 0.4378
October 0.4342 0.4299 0.4322
November 0.4372 0.4298 0.4346
December 0.4397 0.4364 0.4379