YEARLY HIGH
239.8969 XAF
YEARLY LOW
226.5964 XAF
YEARLY AVERAGE
234.5546 XAF

2026 TOP to XAF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the TOP to XAF exchange rate experienced significant fluctuation. The market reached its absolute peak on June 24, valuing the pair at 239.8969. Conversely, the yearly low was recorded on January 27, dropping to 226.5964.

This high-to-low spread represents a total annual volatility of 13.3005 XAF. From a start-to-finish perspective, comparing the January average rate of 232.1709 to the December average rate of 236.2459, the exchange rate registered a net change of 1.76% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 239.8969 was down 10.08% compared to the 2025 peak of 266.7924, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TOP based on timing:

Yearly Peak High 1,199,485 XAF
2025 Average 1,205,942 XAF
Yearly Trough Low 1,132,982 XAF
Transaction Impact: A difference of 66,502.74 XAF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

239.3861
229.5486
JanuMarcMayJuly

TOP to XAF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 233.6041, compared to 237.4061 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 3.8020 points.

H1 Avg (Jan–Jun) 233.6041
H2 Avg (Jul–Dec) 237.4061

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 8.2150 XAF (High: 234.8113 / Low: 226.5964). On the other end, August was the most stable month, with a tight range of 0.2838 XAF (High: 236.4339 / Low: 236.1501).

January Spread (Volatile) ±8.2150
August Spread (Stable) ±0.2838

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 2.5377 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -2.5377

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2026: 236.7427) against the same month in 2025 (average: 236.2256), the exchange rate shifted by +0.5170 (+0.22%).

2026 Avg (June) 236.7427
2025 Avg (June) 236.2256

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 234.8113 226.5964 232.1709
February 231.4750 228.8651 230.3684
March 238.2363 231.6743 235.6147
April 236.6967 230.7447 233.0770
May 234.3320 232.2842 233.6509
June 239.8969 233.9719 236.7427
July 239.5716 236.6530 238.5663
August 236.4339 236.1501 236.2459