2020 TTD to GHS Historical Review

YEARLY HIGH

0.8782 GHS

YEARLY LOW

0.7864 GHS

YEARLY AVERAGE

0.8472 GHS

2020 TTD to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TTD to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.8782. Conversely, the yearly low was recorded on February 22, dropping to 0.7864.

This high-to-low spread represents a total annual volatility of 0.0918 GHS. From a start-to-finish perspective, comparing the January average rate of 0.8362 to the December average rate of 0.8640, the exchange rate registered a net change of 3.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.8782 was down 59.24% compared to the 2019 peak of 2.1547, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TTD based on timing:

Yearly Peak High 4,391 GHS

2019 Average 3,978 GHS

Yearly Trough Low 3,932 GHS

Transaction Impact: A difference of 458.79 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.8709

0.7890

JanuMarcMayJulySeptNove

TTD to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8375, compared to 0.8569 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0194 points.

H1 Avg (Jan–Jun) 0.8375

H2 Avg (Jul–Dec) 0.8569

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0561 GHS (High: 0.8547 / Low: 0.7986). On the other end, August was the most stable month, with a tight range of 0.0046 GHS (High: 0.8559 / Low: 0.8513).

March Spread (Volatile) ±0.0561

August Spread (Stable) ±0.0046

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0403 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0403

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.8640) against the same month in 2019 (average: 0.8433), the exchange rate shifted by +0.0207 (+2.46%).

2020 Avg (December) 0.8640

2019 Avg (December) 0.8433

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8449	0.8141	0.8362
February	0.8141	0.7864	0.7958
March	0.8547	0.7986	0.8264
April	0.8624	0.8448	0.8551
May	0.8643	0.8509	0.8554
June	0.8597	0.8505	0.8559
July	0.8606	0.8506	0.8544
August	0.8559	0.8513	0.8527
September	0.8565	0.8516	0.8537
October	0.8605	0.8534	0.8568
November	0.8630	0.8563	0.8595
December	0.8782	0.8590	0.8640