YEARLY HIGH
3.8974 HNL
YEARLY LOW
3.7385 HNL
YEARLY AVERAGE
3.8341 HNL

2025 TTD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the TTD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 30, valuing the pair at 3.8974. Conversely, the yearly low was recorded on January 2, dropping to 3.7385.

This high-to-low spread represents a total annual volatility of 0.1589 HNL. From a start-to-finish perspective, comparing the January average rate of 3.7514 to the December average rate of 3.8778, the exchange rate registered a net change of 3.37% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 3.8974 was up 4.21% compared to the 2024 peak of 3.7401, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TTD based on timing:

Yearly Peak High 19,487 HNL
2024 Average 18,318 HNL
Yearly Trough Low 18,693 HNL
Transaction Impact: A difference of 794.40 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

3.8910
3.7387
JanuMarcMayJulySeptNove

TTD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.7970, compared to 3.8712 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0742 points.

H1 Avg (Jan–Jun) 3.7970
H2 Avg (Jul–Dec) 3.8712

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.0627 HNL (High: 3.8106 / Low: 3.7479). On the other end, June was the most stable month, with a tight range of 0.0219 HNL (High: 3.8581 / Low: 3.8361).

February Spread (Volatile) ±0.0627
June Spread (Stable) ±0.0219

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0119 points.

Longest Streak 7 Mo.
Sharpest MoM Drop -0.0119

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2025: 3.8778) against the same month in 2024 (average: 3.7359), the exchange rate shifted by +0.1419 (+3.80%).

2025 Avg (December) 3.8778
2024 Avg (December) 3.7359

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.7777 3.7385 3.7514
February 3.8106 3.7479 3.7741
March 3.7991 3.7610 3.7785
April 3.8208 3.7707 3.8006
May 3.8408 3.8153 3.8311
June 3.8581 3.8361 3.8465
July 3.8830 3.8509 3.8701
August 3.8923 3.8525 3.8735
September 3.8910 3.8494 3.8616
October 3.8836 3.8523 3.8657
November 3.8906 3.8646 3.8783
December 3.8974 3.8598 3.8778