YEARLY HIGH
1.8500 GMD
YEARLY LOW
1.6726 GMD
YEARLY AVERAGE
1.7491 GMD

2020 TWD to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TWD to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 27, valuing the pair at 1.8500. Conversely, the yearly low was recorded on February 22, dropping to 1.6726.

This high-to-low spread represents a total annual volatility of 0.1774 GMD. From a start-to-finish perspective, comparing the January average rate of 1.7053 to the December average rate of 1.8364, the exchange rate registered a net change of 7.69% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.8500 was up 7.98% compared to the 2019 peak of 1.7133, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TWD based on timing:

Yearly Peak High 9,250 GMD
2019 Average 8,112 GMD
Yearly Trough Low 8,363 GMD
Transaction Impact: A difference of 887.04 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.8509
1.6768
JanuMarcMayJulySeptNove

TWD to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.7066, compared to 1.7916 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0849 points.

H1 Avg (Jan–Jun) 1.7066
H2 Avg (Jul–Dec) 1.7916

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.0357 GMD (High: 1.7083 / Low: 1.6726). On the other end, August was the most stable month, with a tight range of 0.0073 GMD (High: 1.7681 / Low: 1.7609).

February Spread (Volatile) ±0.0357
August Spread (Stable) ±0.0073

Growth Streaks & Declines

Trends

Between March and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0138 points.

Longest Streak 9 Mo.
Sharpest MoM Drop -0.0138

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 1.8364) against the same month in 2019 (average: 1.6973), the exchange rate shifted by +0.1391 (+8.19%).

2020 Avg (December) 1.8364
2019 Avg (December) 1.6973

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.7173 1.6831 1.7053
February 1.7083 1.6726 1.6915
March 1.7103 1.6777 1.6914
April 1.7151 1.6835 1.6958
May 1.7225 1.7033 1.7152
June 1.7544 1.7221 1.7408
July 1.7703 1.7508 1.7588
August 1.7681 1.7609 1.7646
September 1.7890 1.7647 1.7725
October 1.8238 1.7885 1.8033
November 1.8192 1.8087 1.8139
December 1.8500 1.8167 1.8364