YEARLY HIGH
3.8559 HTG
YEARLY LOW
2.1719 HTG
YEARLY AVERAGE
3.1872 HTG

2020 TWD to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TWD to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on September 4, valuing the pair at 3.8559. Conversely, the yearly low was recorded on October 20, dropping to 2.1719.

This high-to-low spread represents a total annual volatility of 1.6840 HTG. From a start-to-finish perspective, comparing the January average rate of 3.2730 to the December average rate of 2.4816, the exchange rate registered a net change of -24.18% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 3.8559 was up 19.56% compared to the 2019 peak of 3.2250, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TWD based on timing:

Yearly Peak High 19,280 HTG
2019 Average 14,623 HTG
Yearly Trough Low 10,860 HTG
Transaction Impact: A difference of 8,420.05 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.9720
2.0513
JanuMarcMayJulySeptNove

TWD to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3410, compared to 3.0333 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.3077 points.

H1 Avg (Jan–Jun) 3.3410
H2 Avg (Jul–Dec) 3.0333

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.4319 HTG (High: 3.3637 / Low: 2.9318). On the other end, August was the most stable month, with a tight range of 0.0646 HTG (High: 3.8324 / Low: 3.7678).

February Spread (Volatile) ±0.4319
August Spread (Stable) ±0.0646

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 1.4886 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -1.4886

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2020: 3.7000) against the same month in 2019 (average: 3.0753), the exchange rate shifted by +0.6247 (+20.31%).

2020 Avg (September) 3.7000
2019 Avg (September) 3.0753

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.3133 3.1629 3.2730
February 3.3637 2.9318 3.2392
March 3.1571 2.9318 3.1296
April 3.2813 3.1231 3.2060
May 3.6307 3.4983 3.5513
June 3.7347 3.5858 3.6469
July 3.8118 3.7112 3.7457
August 3.8324 3.7678 3.8119
September 3.8559 3.6053 3.7000
October 2.3301 2.1719 2.2114
November 2.3194 2.1979 2.2492
December 2.5879 2.3052 2.4816