2020 TZS to GHS Historical Review

YEARLY HIGH

0.0026 GHS

YEARLY LOW

0.0023 GHS

YEARLY AVERAGE

0.0025 GHS

2020 TZS to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TZS to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 7, valuing the pair at 0.0026. Conversely, the yearly low was recorded on February 22, dropping to 0.0023.

This high-to-low spread represents a total annual volatility of 0.0003 GHS. From a start-to-finish perspective, comparing the January average rate of 0.0025 to the December average rate of 0.0025, the exchange rate registered a net change of 3.13% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0026 was down 59.15% compared to the 2019 peak of 0.0063, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TZS based on timing:

Yearly Peak High 13 GHS

2019 Average 12 GHS

Yearly Trough Low 12 GHS

Transaction Impact: A difference of 1.36 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0026

0.0023

JanuMarcMayJulySeptNove

TZS to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0024, compared to 0.0025 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.0024

H2 Avg (Jul–Dec) 0.0025

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0002 GHS (High: 0.0025 / Low: 0.0023). On the other end, September was the most stable month, with a tight range of 0.0000 GHS (High: 0.0025 / Low: 0.0025).

March Spread (Volatile) ±0.0002

September Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0001 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0001

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0025) against the same month in 2019 (average: 0.0025), the exchange rate shifted by +0.0001 (+2.06%).

2020 Avg (December) 0.0025

2019 Avg (December) 0.0025

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0025	0.0024	0.0025
February	0.0024	0.0023	0.0023
March	0.0025	0.0023	0.0024
April	0.0025	0.0025	0.0025
May	0.0025	0.0025	0.0025
June	0.0025	0.0025	0.0025
July	0.0025	0.0025	0.0025
August	0.0025	0.0025	0.0025
September	0.0025	0.0025	0.0025
October	0.0025	0.0025	0.0025
November	0.0025	0.0025	0.0025
December	0.0026	0.0025	0.0025