YEARLY HIGH
4.0093 LAK
YEARLY LOW
3.8440 LAK
YEARLY AVERAGE
3.9150 LAK

2020 TZS to LAK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the TZS to LAK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 4.0093. Conversely, the yearly low was recorded on February 11, dropping to 3.8440.

This high-to-low spread represents a total annual volatility of 0.1654 LAK. From a start-to-finish perspective, comparing the January average rate of 3.8561 to the December average rate of 4.0044, the exchange rate registered a net change of 3.85% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.0093 was up 3.69% compared to the 2019 peak of 3.8666, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TZS based on timing:

Yearly Peak High 20,047 LAK
2019 Average 18,867 LAK
Yearly Trough Low 19,220 LAK
Transaction Impact: A difference of 826.82 LAK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.0195
3.8381
JanuMarcMayJulySeptNove

TZS to LAK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8730, compared to 3.9571 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0841 points.

H1 Avg (Jan–Jun) 3.8730
H2 Avg (Jul–Dec) 3.9571

Volatility Range Comparison

Volatility

The most volatile month in 2020 was September, with a trading range of 0.0582 LAK (High: 3.9815 / Low: 3.9233). On the other end, December was the most stable month, with a tight range of 0.0099 LAK (High: 4.0093 / Low: 3.9994).

September Spread (Volatile) ±0.0582
December Spread (Stable) ±0.0099

Growth Streaks & Declines

Trends

Between February and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 10 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0029 points.

Longest Streak 10 Mo.
Sharpest MoM Drop -0.0029

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 4.0044) against the same month in 2019 (average: 3.8611), the exchange rate shifted by +0.1433 (+3.71%).

2020 Avg (December) 4.0044
2019 Avg (December) 3.8611

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.8745 3.8446 3.8561
February 3.8766 3.8440 3.8532
March 3.8923 3.8564 3.8679
April 3.8970 3.8531 3.8754
May 3.9084 3.8759 3.8901
June 3.9071 3.8852 3.8952
July 3.9102 3.8966 3.9007
August 3.9405 3.8987 3.9154
September 3.9815 3.9233 3.9379
October 4.0059 3.9736 3.9847
November 4.0053 3.9899 3.9994
December 4.0093 3.9994 4.0044