YEARLY HIGH
9.2740 STD
YEARLY LOW
8.7028 STD
YEARLY AVERAGE
8.9535 STD

2021 TZS to STD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the TZS to STD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 12, valuing the pair at 9.2740. Conversely, the yearly low was recorded on February 15, dropping to 8.7028.

This high-to-low spread represents a total annual volatility of 0.5712 STD. From a start-to-finish perspective, comparing the January average rate of 8.8172 to the December average rate of 9.2162, the exchange rate registered a net change of 4.53% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 9.2740 was down 4.04% compared to the 2020 peak of 9.6645, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 TZS based on timing:

Yearly Peak High 46,370 STD
2020 Average 46,476 STD
Yearly Trough Low 43,514 STD
Transaction Impact: A difference of 2,856.17 STD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

9.2592
8.7435
JanuMarcMayJulySeptNove

TZS to STD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 8.8676, compared to 9.0394 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1718 points.

H1 Avg (Jan–Jun) 8.8676
H2 Avg (Jul–Dec) 9.0394

Volatility Range Comparison

Volatility

The most volatile month in 2021 was September, with a trading range of 0.2237 STD (High: 9.1440 / Low: 8.9203). On the other end, May was the most stable month, with a tight range of 0.0481 STD (High: 8.9464 / Low: 8.8983).

September Spread (Volatile) ±0.2237
May Spread (Stable) ±0.0481

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0932 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.0932

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 9.2162) against the same month in 2020 (average: 8.9145), the exchange rate shifted by +0.3017 (+3.38%).

2021 Avg (December) 9.2162
2020 Avg (December) 8.9145

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 8.8353 8.7673 8.8172
February 8.8280 8.7028 8.7865
March 8.9875 8.7675 8.8643
April 9.0130 8.9148 8.9484
May 8.9464 8.8983 8.9411
June 8.9439 8.7749 8.8480
July 8.9264 8.8474 8.8908
August 8.9895 8.8796 8.9409
September 9.1440 8.9203 8.9481
October 9.1440 9.0572 9.0966
November 9.2125 9.0931 9.1439
December 9.2740 9.1516 9.2162