2020 UAH to GHS Historical Review

YEARLY HIGH

0.2414 GHS

YEARLY LOW

0.2014 GHS

YEARLY AVERAGE

0.2130 GHS

2020 UAH to GHS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the UAH to GHS exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 0.2414. Conversely, the yearly low was recorded on March 26, dropping to 0.2014.

This high-to-low spread represents a total annual volatility of 0.0400 GHS. From a start-to-finish perspective, comparing the January average rate of 0.2339 to the December average rate of 0.2083, the exchange rate registered a net change of -10.94% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2414 was down 56.20% compared to the 2019 peak of 0.5511, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 UAH based on timing:

Yearly Peak High 1,207 GHS

2019 Average 1,048 GHS

Yearly Trough Low 1,007 GHS

Transaction Impact: A difference of 199.90 GHS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2368

0.2022

JanuMarcMayJulySeptNove

UAH to GHS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.2181, compared to 0.2079 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0102 points.

H1 Avg (Jan–Jun) 0.2181

H2 Avg (Jul–Dec) 0.2079

Volatility Range Comparison

Volatility

The most volatile month in 2020 was January, with a trading range of 0.0218 GHS (High: 0.2414 / Low: 0.2196). On the other end, October was the most stable month, with a tight range of 0.0018 GHS (High: 0.2061 / Low: 0.2043).

January Spread (Volatile) ±0.0218

October Spread (Stable) ±0.0018

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0151 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0151

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 0.2339) against the same month in 2019 (average: 0.1757), the exchange rate shifted by +0.0582 (+33.15%).

2020 Avg (January) 0.2339

2019 Avg (January) 0.1757

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2414	0.2196	0.2339
February	0.2216	0.2173	0.2188
March	0.2202	0.2014	0.2108
April	0.2153	0.2083	0.2125
May	0.2184	0.2140	0.2155
June	0.2182	0.2144	0.2168
July	0.2168	0.2075	0.2114
August	0.2120	0.2077	0.2098
September	0.2092	0.2046	0.2065
October	0.2061	0.2043	0.2051
November	0.2079	0.2036	0.2061
December	0.2118	0.2051	0.2083