YEARLY HIGH
5.9685 JMD
YEARLY LOW
5.0083 JMD
YEARLY AVERAGE
5.5253 JMD

2021 UAH to JMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the UAH to JMD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 10, valuing the pair at 5.9685. Conversely, the yearly low was recorded on January 4, dropping to 5.0083.

This high-to-low spread represents a total annual volatility of 0.9602 JMD. From a start-to-finish perspective, comparing the January average rate of 5.1098 to the December average rate of 5.6724, the exchange rate registered a net change of 11.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.9685 was up 3.23% compared to the 2020 peak of 5.7819, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 UAH based on timing:

Yearly Peak High 29,842 JMD
2020 Average 26,357 JMD
Yearly Trough Low 25,041 JMD
Transaction Impact: A difference of 4,800.90 JMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.9443
5.0340
JanuMarcMayJulySeptNove

UAH to JMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 5.3503, compared to 5.7002 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.3500 points.

H1 Avg (Jan–Jun) 5.3503
H2 Avg (Jul–Dec) 5.7002

Volatility Range Comparison

Volatility

The most volatile month in 2021 was October, with a trading range of 0.3691 JMD (High: 5.8642 / Low: 5.4951). On the other end, September was the most stable month, with a tight range of 0.1061 JMD (High: 5.6413 / Low: 5.5351).

October Spread (Volatile) ±0.3691
September Spread (Stable) ±0.1061

Growth Streaks & Declines

Trends

Between March and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1960 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.1960

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 5.8684) against the same month in 2020 (average: 5.1908), the exchange rate shifted by +0.6776 (+13.05%).

2021 Avg (November) 5.8684
2020 Avg (November) 5.1908

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.2107 5.0083 5.1098
February 5.4268 5.2309 5.3725
March 5.4449 5.1934 5.3043
April 5.5411 5.2272 5.3588
May 5.5272 5.4138 5.4606
June 5.5867 5.4288 5.4957
July 5.7849 5.4402 5.6211
August 5.7993 5.6247 5.7477
September 5.6413 5.5351 5.5895
October 5.8642 5.4951 5.7024
November 5.9685 5.7205 5.8684
December 5.7501 5.6275 5.6724