YEARLY HIGH
1.4289 AUD
YEARLY LOW
1.2538 AUD
YEARLY AVERAGE
1.3320 AUD

2021 USD to AUD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the USD to AUD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 1.4289. Conversely, the yearly low was recorded on February 24, dropping to 1.2538.

This high-to-low spread represents a total annual volatility of 0.1752 AUD. From a start-to-finish perspective, comparing the January average rate of 1.2960 to the December average rate of 1.3980, the exchange rate registered a net change of 7.87% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 1.4289 was down 17.91% compared to the 2020 peak of 1.7406, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 7,145 AUD
2020 Average 7,266 AUD
Yearly Trough Low 6,269 AUD
Transaction Impact: A difference of 875.92 AUD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

1.4089
1.2778
JanuMarcMayJulySeptNove

USD to AUD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.2968, compared to 1.3672 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0704 points.

H1 Avg (Jan–Jun) 1.2968
H2 Avg (Jul–Dec) 1.3672

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0743 AUD (High: 1.4039 / Low: 1.3296). On the other end, May was the most stable month, with a tight range of 0.0248 AUD (High: 1.2974 / Low: 1.2725).

November Spread (Volatile) ±0.0743
May Spread (Stable) ±0.0248

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0152 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0152

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 1.3980) against the same month in 2020 (average: 1.3266), the exchange rate shifted by +0.0714 (+5.38%).

2021 Avg (December) 1.3980
2020 Avg (December) 1.3266

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3122 1.2794 1.2960
February 1.3156 1.2538 1.2893
March 1.3173 1.2781 1.2980
April 1.3139 1.2819 1.2994
May 1.2974 1.2725 1.2888
June 1.3373 1.2893 1.3097
July 1.3629 1.3261 1.3468
August 1.4026 1.3509 1.3699
September 1.3931 1.3412 1.3663
October 1.3768 1.3278 1.3511
November 1.4039 1.3296 1.3714
December 1.4289 1.3766 1.3980