YEARLY HIGH
1.4713 CAD
YEARLY LOW
1.3573 CAD
YEARLY AVERAGE
1.3978 CAD

2025 USD to CAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the USD to CAD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 2, valuing the pair at 1.4713. Conversely, the yearly low was recorded on June 16, dropping to 1.3573.

This high-to-low spread represents a total annual volatility of 0.1140 CAD. From a start-to-finish perspective, comparing the January average rate of 1.4403 to the December average rate of 1.3786, the exchange rate registered a net change of -4.28% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 1.4713 was up 1.73% compared to the 2024 peak of 1.4462, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 7,357 CAD
2024 Average 6,852 CAD
Yearly Trough Low 6,787 CAD
Transaction Impact: A difference of 569.91 CAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

1.4475
1.3607
JanuMarcMayJulySeptNove

USD to CAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4097, compared to 1.3858 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0239 points.

H1 Avg (Jan–Jun) 1.4097
H2 Avg (Jul–Dec) 1.3858

Volatility Range Comparison

Volatility

The most volatile month in 2025 was February, with a trading range of 0.0538 CAD (High: 1.4713 / Low: 1.4176). On the other end, October was the most stable month, with a tight range of 0.0114 CAD (High: 1.4054 / Low: 1.3939).

February Spread (Volatile) ±0.0538
October Spread (Stable) ±0.0114

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0402 points.

Longest Streak 5 Mo.
Sharpest MoM Drop -0.0402

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 1.4305) against the same month in 2024 (average: 1.3495), the exchange rate shifted by +0.0810 (+6.00%).

2025 Avg (February) 1.4305
2024 Avg (February) 1.3495

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.4543 1.4302 1.4403
February 1.4713 1.4176 1.4305
March 1.4495 1.4274 1.4369
April 1.4292 1.3794 1.3968
May 1.3980 1.3737 1.3861
June 1.3741 1.3573 1.3679
July 1.3858 1.3575 1.3686
August 1.3902 1.3734 1.3795
September 1.3944 1.3740 1.3838
October 1.4054 1.3939 1.3997
November 1.4113 1.3971 1.4049
December 1.4002 1.3669 1.3786