2021 USD to GBP Historical Review

YEARLY HIGH

0.7571 GBP

YEARLY LOW

0.7029 GBP

YEARLY AVERAGE

0.7271 GBP

2021 USD to GBP Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the USD to GBP exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.7571. Conversely, the yearly low was recorded on May 31, dropping to 0.7029.

This high-to-low spread represents a total annual volatility of 0.0542 GBP. From a start-to-finish perspective, comparing the January average rate of 0.7330 to the December average rate of 0.7514, the exchange rate registered a net change of 2.51% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.7571 was down 13.00% compared to the 2020 peak of 0.8702, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 3,785 GBP

2020 Average 3,899 GBP

Yearly Trough Low 3,515 GBP

Transaction Impact: A difference of 270.80 GBP purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.7555

0.7063

JanuMarcMayJulySeptNove

USD to GBP Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.7204, compared to 0.7338 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0134 points.

H1 Avg (Jan–Jun) 0.7204

H2 Avg (Jul–Dec) 0.7338

Volatility Range Comparison

Volatility

The most volatile month in 2021 was February, with a trading range of 0.0257 GBP (High: 0.7326 / Low: 0.7069). On the other end, January was the most stable month, with a tight range of 0.0119 GBP (High: 0.7397 / Low: 0.7278).

February Spread (Volatile) ±0.0257

January Spread (Stable) ±0.0119

Growth Streaks & Declines

Trends

Between May and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0124 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0124

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.7514) against the same month in 2020 (average: 0.7436), the exchange rate shifted by +0.0078 (+1.05%).

2021 Avg (December) 0.7514

2020 Avg (December) 0.7436

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.7397	0.7278	0.7330
February	0.7326	0.7069	0.7208
March	0.7305	0.7149	0.7216
April	0.7296	0.7147	0.7228
May	0.7237	0.7029	0.7104
June	0.7246	0.7054	0.7137
July	0.7335	0.7161	0.7238
August	0.7341	0.7180	0.7250
September	0.7447	0.7212	0.7278
October	0.7383	0.7235	0.7307
November	0.7522	0.7302	0.7439
December	0.7571	0.7390	0.7514