YEARLY HIGH
7.7951 HKD
YEARLY LOW
7.7500 HKD
YEARLY AVERAGE
7.7565 HKD

2020 USD to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the USD to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 7.7951. Conversely, the yearly low was recorded on October 10, dropping to 7.7500.

This high-to-low spread represents a total annual volatility of 0.0451 HKD. From a start-to-finish perspective, comparing the January average rate of 7.7734 to the December average rate of 7.7523, the exchange rate registered a net change of -0.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 7.7951 was down 0.71% compared to the 2019 peak of 7.8510, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 38,976 HKD
2019 Average 39,176 HKD
Yearly Trough Low 38,750 HKD
Transaction Impact: A difference of 225.60 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

7.7776
7.7478
JanuMarcMayJulySeptNove

USD to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.7616, compared to 7.7513 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0103 points.

H1 Avg (Jan–Jun) 7.7616
H2 Avg (Jul–Dec) 7.7513

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0415 HKD (High: 7.7935 / Low: 7.7520). On the other end, September was the most stable month, with a tight range of 0.0007 HKD (High: 7.7508 / Low: 7.7500).

March Spread (Volatile) ±0.0415
September Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0136 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0136

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 7.7751) against the same month in 2019 (average: 7.8477), the exchange rate shifted by -0.0726 (-0.93%).

2020 Avg (February) 7.7751
2019 Avg (February) 7.8477

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.7927 7.7663 7.7734
February 7.7951 7.7637 7.7751
March 7.7935 7.7520 7.7652
April 7.7533 7.7502 7.7516
May 7.7669 7.7504 7.7541
June 7.7518 7.7501 7.7505
July 7.7539 7.7500 7.7513
August 7.7515 7.7502 7.7505
September 7.7508 7.7500 7.7503
October 7.7545 7.7500 7.7509
November 7.7546 7.7506 7.7527
December 7.7546 7.7504 7.7523