YEARLY HIGH
7.8038 HKD
YEARLY LOW
7.7515 HKD
YEARLY AVERAGE
7.7726 HKD

2021 USD to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the USD to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 16, valuing the pair at 7.8038. Conversely, the yearly low was recorded on February 3, dropping to 7.7515.

This high-to-low spread represents a total annual volatility of 0.0523 HKD. From a start-to-finish perspective, comparing the January average rate of 7.7532 to the December average rate of 7.7991, the exchange rate registered a net change of 0.59% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 7.8038 was up 0.11% compared to the 2020 peak of 7.7951, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 39,019 HKD
2020 Average 38,782 HKD
Yearly Trough Low 38,757 HKD
Transaction Impact: A difference of 261.60 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

7.8037
7.7486
JanuMarcMayJulySeptNove

USD to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.7614, compared to 7.7839 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0225 points.

H1 Avg (Jan–Jun) 7.7614
H2 Avg (Jul–Dec) 7.7839

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0256 HKD (High: 7.7848 / Low: 7.7592). On the other end, January was the most stable month, with a tight range of 0.0048 HKD (High: 7.7564 / Low: 7.7516).

April Spread (Volatile) ±0.0256
January Spread (Stable) ±0.0048

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0045 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0045

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 7.7991) against the same month in 2020 (average: 7.7523), the exchange rate shifted by +0.0469 (+0.60%).

2021 Avg (December) 7.7991
2020 Avg (December) 7.7523

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 7.7564 7.7516 7.7532
February 7.7567 7.7515 7.7533
March 7.7755 7.7558 7.7651
April 7.7848 7.7592 7.7698
May 7.7697 7.7606 7.7653
June 7.7664 7.7568 7.7617
July 7.7832 7.7656 7.7697
August 7.7920 7.7724 7.7838
September 7.7870 7.7712 7.7803
October 7.7876 7.7727 7.7798
November 7.7999 7.7815 7.7907
December 7.8038 7.7919 7.7991