2026 USD to ZMW Historical Review

YEARLY HIGH

19.0615 ZMW

YEARLY LOW

1.0000 ZMW

YEARLY AVERAGE

10.0085 ZMW

2026 USD to ZMW Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the USD to ZMW exchange rate experienced significant fluctuation. The market reached its absolute peak on August 6, valuing the pair at 19.0615. Conversely, the yearly low was recorded on April 24, dropping to 1.0000.

This high-to-low spread represents a total annual volatility of 18.0615 ZMW. From a start-to-finish perspective, comparing the January average rate of 1.0000 to the December average rate of 18.8380, the exchange rate registered a net change of 1783.80% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 19.0615 was up 1806.15% compared to the 2025 peak of 1.0000, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 USD based on timing:

Yearly Peak High 95,308 ZMW

2025 Average 5,000 ZMW

Yearly Trough Low 5,000 ZMW

Transaction Impact: A difference of 90,307.53 ZMW purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

20.6219

-0.7838

JanuMarcMayJuly

USD to ZMW Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 7.1546, compared to 18.5702 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 11.4156 points.

H1 Avg (Jan–Jun) 7.1546

H2 Avg (Jul–Dec) 18.5702

Volatility Range Comparison

Volatility

The most volatile month in 2026 was April, with a trading range of 17.9692 ZMW (High: 18.9692 / Low: 1.0000). On the other end, March was the most stable month, with a tight range of 0.0000 ZMW (High: 1.0000 / Low: 1.0000).

April Spread (Volatile) ±17.9692

March Spread (Stable) ±0.0000

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.7776 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.7776

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2026: 18.8380) against the same month in 2025 (average: 1.0000), the exchange rate shifted by +17.8380 (+1783.80%).

2026 Avg (August) 18.8380

2025 Avg (August) 1.0000

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0000	1.0000	1.0000
February	1.0000	1.0000	1.0000
March	1.0000	1.0000	1.0000
April	18.9692	1.0000	3.5635
May	18.8692	18.4453	18.5710
June	18.3829	17.2989	17.7934
July	18.7196	18.0120	18.3024
August	19.0615	18.7284	18.8380