2012 UYU to HNL Historical Review

YEARLY HIGH

1.0386 HNL

YEARLY LOW

0.8700 HNL

YEARLY AVERAGE

0.9576 HNL

2012 UYU to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the UYU to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 31, valuing the pair at 1.0386. Conversely, the yearly low was recorded on July 10, dropping to 0.8700.

This high-to-low spread represents a total annual volatility of 0.1686 HNL. From a start-to-finish perspective, comparing the January average rate of 0.9747 to the December average rate of 1.0291, the exchange rate registered a net change of 5.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.0386 was up 0.46% compared to the 2011 peak of 1.0339, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 UYU based on timing:

Yearly Peak High 5,193 HNL

2011 Average 4,925 HNL

Yearly Trough Low 4,350 HNL

Transaction Impact: A difference of 842.88 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.0441

0.8640

JanuMarcMayJulySeptNove

UYU to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.9600, compared to 0.9552 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0048 points.

H1 Avg (Jan–Jun) 0.9600

H2 Avg (Jul–Dec) 0.9552

Volatility Range Comparison

Volatility

The most volatile month in 2012 was October, with a trading range of 0.0616 HNL (High: 0.9983 / Low: 0.9368). On the other end, February was the most stable month, with a tight range of 0.0107 HNL (High: 0.9859 / Low: 0.9753).

October Spread (Volatile) ±0.0616

February Spread (Stable) ±0.0107

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0548 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0548

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 1.0291) against the same month in 2011 (average: 0.9556), the exchange rate shifted by +0.0734 (+7.68%).

2012 Avg (December) 1.0291

2011 Avg (December) 0.9556

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.9818	0.9560	0.9747
February	0.9859	0.9753	0.9824
March	0.9844	0.9704	0.9788
April	0.9824	0.9581	0.9731
May	0.9655	0.9202	0.9529
June	0.9294	0.8762	0.8981
July	0.9060	0.8700	0.8791
August	0.9433	0.8938	0.9181
September	0.9363	0.9059	0.9239
October	0.9983	0.9368	0.9774
November	1.0114	0.9960	1.0037
December	1.0386	1.0078	1.0291