YEARLY HIGH
4.1696 PKR
YEARLY LOW
3.4586 PKR
YEARLY AVERAGE
3.8612 PKR

2020 UYU to PKR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the UYU to PKR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 1, valuing the pair at 4.1696. Conversely, the yearly low was recorded on March 19, dropping to 3.4586.

This high-to-low spread represents a total annual volatility of 0.7110 PKR. From a start-to-finish perspective, comparing the January average rate of 4.1445 to the December average rate of 3.7786, the exchange rate registered a net change of -8.83% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.1696 was down 11.62% compared to the 2019 peak of 4.7181, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 UYU based on timing:

Yearly Peak High 20,848 PKR
2019 Average 21,314 PKR
Yearly Trough Low 17,293 PKR
Transaction Impact: A difference of 3,554.94 PKR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

4.1889
3.6562
JanuMarcMayJulySeptNove

UYU to PKR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.8807, compared to 3.8416 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0391 points.

H1 Avg (Jan–Jun) 3.8807
H2 Avg (Jul–Dec) 3.8416

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.5016 PKR (High: 3.9602 / Low: 3.4586). On the other end, September was the most stable month, with a tight range of 0.0405 PKR (High: 3.9222 / Low: 3.8817).

March Spread (Volatile) ±0.5016
September Spread (Stable) ±0.0405

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.3640 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.3640

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 4.1445) against the same month in 2019 (average: 4.2781), the exchange rate shifted by -0.1335 (-3.12%).

2020 Avg (January) 4.1445
2019 Avg (January) 4.2781

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 4.1696 4.1084 4.1445
February 4.1138 3.9602 4.0645
March 3.9602 3.4586 3.7006
April 3.8930 3.6815 3.7893
May 3.7661 3.6267 3.7026
June 3.9964 3.7648 3.8825
July 3.9796 3.8048 3.8820
August 3.9705 3.8925 3.9405
September 3.9222 3.8817 3.9060
October 3.8874 3.7446 3.8185
November 3.7609 3.6797 3.7243
December 3.8091 3.7521 3.7786