2020 VUV to BAM Historical Review

YEARLY HIGH

0.0154 BAM

YEARLY LOW

0.0144 BAM

YEARLY AVERAGE

0.0148 BAM

2020 VUV to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the VUV to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on February 22, valuing the pair at 0.0154. Conversely, the yearly low was recorded on April 7, dropping to 0.0144.

This high-to-low spread represents a total annual volatility of 0.0010 BAM. From a start-to-finish perspective, comparing the January average rate of 0.0152 to the December average rate of 0.0146, the exchange rate registered a net change of -4.40% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0154 was down 2.91% compared to the 2019 peak of 0.0158, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 VUV based on timing:

Yearly Peak High 77 BAM

2019 Average 77 BAM

Yearly Trough Low 72 BAM

Transaction Impact: A difference of 5.12 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0153

0.0145

JanuMarcMayJulySeptNove

VUV to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0149, compared to 0.0147 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0149

H2 Avg (Jul–Dec) 0.0147

Volatility Range Comparison

Volatility

The most volatile month in 2020 was July, with a trading range of 0.0006 BAM (High: 0.0151 / Low: 0.0145). On the other end, January was the most stable month, with a tight range of 0.0002 BAM (High: 0.0154 / Low: 0.0152).

July Spread (Volatile) ±0.0006

January Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0005 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 0.0152) against the same month in 2019 (average: 0.0155), the exchange rate shifted by -0.0003 (-1.91%).

2020 Avg (February) 0.0152

2019 Avg (February) 0.0155

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0154	0.0152	0.0152
February	0.0154	0.0150	0.0152
March	0.0150	0.0145	0.0148
April	0.0149	0.0144	0.0147
May	0.0150	0.0147	0.0148
June	0.0151	0.0146	0.0149
July	0.0151	0.0145	0.0148
August	0.0147	0.0144	0.0146
September	0.0148	0.0145	0.0147
October	0.0148	0.0144	0.0146
November	0.0148	0.0146	0.0147
December	0.0147	0.0144	0.0146