2020 VUV to MAD Historical Review

YEARLY HIGH

0.0844 MAD

YEARLY LOW

0.0797 MAD

YEARLY AVERAGE

0.0819 MAD

2020 VUV to MAD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the VUV to MAD exchange rate experienced significant fluctuation. The market reached its absolute peak on April 16, valuing the pair at 0.0844. Conversely, the yearly low was recorded on March 9, dropping to 0.0797.

This high-to-low spread represents a total annual volatility of 0.0047 MAD. From a start-to-finish perspective, comparing the January average rate of 0.0831 to the December average rate of 0.0815, the exchange rate registered a net change of -2.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0844 was down 3.54% compared to the 2019 peak of 0.0875, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 VUV based on timing:

Yearly Peak High 422 MAD

2019 Average 423 MAD

Yearly Trough Low 398 MAD

Transaction Impact: A difference of 23.72 MAD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0834

0.0806

JanuMarcMayJulySeptNove

VUV to MAD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0822, compared to 0.0816 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0006 points.

H1 Avg (Jan–Jun) 0.0822

H2 Avg (Jul–Dec) 0.0816

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0042 MAD (High: 0.0839 / Low: 0.0797). On the other end, November was the most stable month, with a tight range of 0.0010 MAD (High: 0.0815 / Low: 0.0806).

March Spread (Volatile) ±0.0042

November Spread (Stable) ±0.0010

Growth Streaks & Declines

Trends

Between May and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.0014 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0014

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 0.0828) against the same month in 2019 (average: 0.0867), the exchange rate shifted by -0.0039 (-4.54%).

2020 Avg (April) 0.0828

2019 Avg (April) 0.0867

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0838	0.0824	0.0831
February	0.0830	0.0808	0.0822
March	0.0839	0.0797	0.0808
April	0.0844	0.0815	0.0828
May	0.0822	0.0805	0.0815
June	0.0841	0.0811	0.0827
July	0.0839	0.0814	0.0828
August	0.0823	0.0807	0.0814
September	0.0823	0.0809	0.0816
October	0.0820	0.0800	0.0811
November	0.0815	0.0806	0.0812
December	0.0841	0.0806	0.0815