2020 VUV to SGD Historical Review

YEARLY HIGH

0.0122 SGD

YEARLY LOW

0.0114 SGD

YEARLY AVERAGE

0.0119 SGD

2020 VUV to SGD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the VUV to SGD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 20, valuing the pair at 0.0122. Conversely, the yearly low was recorded on April 10, dropping to 0.0114.

This high-to-low spread represents a total annual volatility of 0.0008 SGD. From a start-to-finish perspective, comparing the January average rate of 0.0117 to the December average rate of 0.0121, the exchange rate registered a net change of 3.33% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0122 was down 2.02% compared to the 2019 peak of 0.0125, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 VUV based on timing:

Yearly Peak High 61 SGD

2019 Average 60 SGD

Yearly Trough Low 57 SGD

Transaction Impact: A difference of 4.25 SGD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0121

0.0116

JanuMarcMayJulySeptNove

VUV to SGD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0118, compared to 0.0120 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0003 points.

H1 Avg (Jan–Jun) 0.0118

H2 Avg (Jul–Dec) 0.0120

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0005 SGD (High: 0.0119 / Low: 0.0114). On the other end, July was the most stable month, with a tight range of 0.0001 SGD (High: 0.0121 / Low: 0.0120).

April Spread (Volatile) ±0.0005

July Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0002 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 0.0121) against the same month in 2019 (average: 0.0117), the exchange rate shifted by +0.0004 (+3.06%).

2020 Avg (December) 0.0121

2019 Avg (December) 0.0117

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0118	0.0116	0.0117
February	0.0119	0.0117	0.0118
March	0.0120	0.0116	0.0118
April	0.0119	0.0114	0.0116
May	0.0119	0.0116	0.0117
June	0.0121	0.0117	0.0119
July	0.0121	0.0120	0.0120
August	0.0122	0.0120	0.0121
September	0.0122	0.0120	0.0121
October	0.0121	0.0119	0.0120
November	0.0120	0.0119	0.0120
December	0.0122	0.0120	0.0121